

ALC Supplemental Benefits Program
Presented by The American Loggers Council + The Benefit Doctor
An exclusive insurance package built for ALC members and your employees.
Why ALC endorsed this program
What’s included (and why it’s guaranteed issue)
How it helps with recruiting and retention
How simple it is to roll out
Health insurance is expensive. Most supplemental options are confusing, high-friction, or require health questions your team can’t pass. That leaves your employees exposed—and your business vulnerable.
You’ve seen employees get hurt and miss work with no income support
Health insurance quotes are through the roof—or simply not realistic for your size
Even voluntary benefits often require a pile of paperwork and medical exams
You want to offer something—but it has to be simple and affordable
That’s why the ALC voted to endorse this program.

No medical questions or exams

Education, enrollment, and ongoing help for your team

ALC-backed and tailored to the industry

Add to your existing plan or offer standalone


Income replacement during recovery, for all job classes

Immediate cash benefits for covered injuries

Pays out for hospital stays and surgeries

Optional add-on for family protection, guaranteed issue up to $150K benefit

Financial support for cancer, stroke, heart attack, and more
Final pricing is based on your employee census. All plans are guaranteed issue — no medical exams, no health questions.

Ericson Logging, WI

“We struggled with employee benefits due to size and cost restrictions. After working with Chelsea, we built a package that’s both affordable and meaningful for our business and employees. She stays ahead of renewals and always brings us the best options as our needs evolve.”

Meisters, WI

“We’ve offered benefits for years, but it was tough ensuring our team understood their coverage and knew who to contact. Since bringing Chelsea on, there’s been a noticeable shift. She educates our team clearly, supports them year-round, and brings new ideas at renewal, so we always know our options.”

Ericson Logging, WI

“We struggled with employee benefits due to size and cost restrictions. After working with Chelsea, we built a package that’s both affordable and meaningful for our business and employees. She stays ahead of renewals and always brings us the best options as our needs evolve.”

Meisters, WI

“We’ve offered benefits for years, but it was tough ensuring our team understood their coverage and knew who to contact. Since bringing Chelsea on, there’s been a noticeable shift. She educates our team clearly, supports them year-round, and brings new ideas at renewal, so we always know our options.”
Prefer to text or call Chelsea?
Reach her directly at (715) 305-9848
Book a 15–20 minute call with Chelsea to explore your options. No obligation. No pressure.
Nope. The package is customizable. You can offer the full bundle or select the specific coverages that make sense for your team.
This program works for companies of nearly any size — from small family-run crews to large multi-site operations. Guaranteed-issue coverage means no minimum participation or group size is required.
It means your employees can enroll with no health questions, no exams, and no past medical history review. This is rare in the insurance world and a huge win for employees who’ve struggled to get approved elsewhere.
Yes. This program is designed to work with or without a major medical plan. It complements existing coverage or stands alone for companies who can’t offer health insurance.
It’s simple. We provide all the education, digital enrollment, and year-round support. No benefits admin experience required — we do the heavy lifting for you.
Your choice. You can choose to pay a percentage or the full $107 package — or offer it as a voluntary benefit with employees covering the cost through payroll deduction.
Yes. We are a fully licensed brokerage with access to national and regional carriers. If you're offering this ALC program, we can also assist with your health insurance renewals and provide competitive quotes tailored to your needs.


In Partnership With:
American Loggers Council + The Benefit Doctor
This program was created in partnership with the American Loggers Council and is available exclusively to ALC member or state association member businesses. Participation is optional.
Privacy Policy | Terms & Conditions | © 2025 The Benefit Doctor